You can pay later for goods and services using a credit card, which is one of the main reasons everybody wants one. Moreover, converting high-volume payments into short-term loans that accrue monthly interest is possible. But it would help if you were mindful of its use, as questionable card practices can push you further into debt. Here are the eight bad habits you should break while using a credit card. Not paying the total amount Delaying the full payment only adds to more spending on the accrued interest. It also affects your credit score and can potentially damage your credit history for any future loans. Making late payments Another bad credit card habit is paying past the due date, as the bank will levy penalties and extra fees. The rate of interest on future payments also increases. Overspending through installments Banks charge a nominal interest for every installment, so the bill does not seem like much when you first look at it. But multiple loans can add up due to overspending on installments and severely pressure your planned finances. Not using your card regularly Not using your credit card is a habit as bad as using it too often. Unused credit cards score low in the credit rating system, so banks or credit unions may cancel such cards due to inactivity.

Filing tax returns is one of the most important financial tasks of the year, and if you are distracted during the filing process, you could make mistakes. Any lapse in the filing process can make you miss out on larger refund claims and make you pay additional tax. Further, errors in the paperwork can result in added interest, penalties, and audits from the Internal Revenue Service. So here are tax filing mistakes to avoid: Missing deadlines The most common tax filing mistake to avoid is missing the return filing deadline. This can mean a 5% penalty on the amount due for each month or each partial month the return is delayed. The maximum penalty is capped at 25% of the total due amount. If you are about to miss the deadline, you can request an extension by filing Form 4868 before the tax-filing deadline, and you will receive more time to complete the paperwork. Incorrect Social Security Number Social Security Numbers are used by the IRS to cross-reference information collected from an employee against that received from the employer, bank, and other establishments. So accidentally typing an incorrect SSN can disrupt the process and result in a rejection of returns.

Over 81% of people in the country live in homes with lawns in front of them. And most people ensure that their yard is close to a perfect shade of green. However, maintaining a lush green yard is not as easy as it looks. Grass and vegetation fade, dry, and wither away with time. But with these six care tips, you can ensure that the lawn stays dense and vibrant all the time. Test and improve soil Lawn grass requires nutrients and ideal conditions to flourish. And the best way to ensure the soil is healthy is to test it. You can check pH and nutrient levels and change the nutrient profile with the appropriate type of fertilizer. Mow regularly Your lawn needs to be mowed at least once a week, especially in the spring and summer. But we recommend cutting only about a third of the grass’ height in each mowing cycle. This way, you can ensure that the grass is well moisturized and gets sunlight. Maintain the mower A lawn mower comprises parts that undergo extreme ware and tear and require periodic maintenance. Sharpening the blades for an effective slicing of grass is one way to maintain the mower.

Lipsticks are one of the most commonly used beauty products. There are hundreds of different shades available across a dozen-odd cosmetic brands that promise the best look. Simply narrowing down a few options and selecting one of them can become quite a cumbersome task, especially for first-timers. This is also why you must pay attention to the following lipstick mistakes women generally make. Here are a few to avoid hereon. Not buying organic products Many popular lipstick formulas can contain heavy metals like lead, phthalates, and parabens to increase the product’s shelf life. But regular use of such lipsticks increases the risk of health complications that can be triggered by these chemicals. Instead, opt for brands that boast organic formulas made from natural ingredients which are safe to use daily. Skipping lip primer or liner If you are using a matte lipstick, there are two extra steps to get the preferred shade. Firstly, use a lip primer before any matte lipstick; it applies smoothly and makes it last longer. Secondly, outline the lip with a highlight liner to ensure you don’t apply too much or too little lipstick. Find a matte lipstick shade to create a base template and explore available liner options to complete the look.

Redecorating or home improvement can be a lengthy process. It can consume ample time, energy, and money. At times, it might even entail overhauling your entire home. On the other hand, some minor tweaks are all it takes to make it look as good as new. No matter your path, there is always scope to hack the home improvement project. These can bring you the desired result without the pain of redoing everything from scratch. Upgrade your faucets When it comes to home improvement, faucets often go unnoticed, unless you are revamping the entire room. You can save many dollars by skipping the room renewal in favor of new faucets when your kitchen and bathroom are doing their job well. Not to mention, getting rid of leaky faucets means you aren’t wasting any water. Build overhead storage Storage space is necessary to keep away all the important stuff you don’t need. You can build an overhead loft or put in a plank to hold all the items you don’t regularly require. It will be helpful in the garage to keep all the pipes and fittings you cannot figure out a designated place for. Jazzing the curb People who frequently have guests over will tell you about the difference a well-done entrance can make.

A lot of work goes behind a single product and its core design. But even if a designer does everything right, the chances of something going wrong are high when dealing with print. Can your design on the screen come out precisely the way you envisioned on paper? Is that even a possibility? The answer is a resounding yes! But you’ll have to make sure a few mistakes are avoided. Common print mistakes to avoid The process of designing is extremely complex; one little missed detail would lead to catastrophic problems like product recalls and misbranding. So, thoroughly checking the designs to avoid misprints is crucial. Here are a few common print mistakes you should avoid: Low resolution While looking at an image on the screen, determining if it is unclear is often difficult; it could be the case. Sometimes, an image might appear clear on the screen, but it might become blurry in the printing process. Always check the image’s resolution or dots per inch (DPI) in such situations. The higher the number, the sharper the print. Another factor to remember is that the standard resolution for print materials is 300dpi. Usage of wrong color profile Primarily, there are two color profiles:

ADHD, short for Attention Deficit Hyperactivity Disorder, is a mental health condition commonly observed in children between the ages of 3 and 7. It can also be diagnosed later in life and continue into adulthood if left untreated. ADHD primarily affects one’s behavior patterns, making one seem restless, have trouble concentrating, and feel hyperactive. While the disorder can be treated with remedies and behavioral therapy, certain foods can help ADHD patients manage their symptoms better. Can food affect ADHD? Yes, studies show that food and ADHD are closely associated. A Harvard study has proven that people who eat healthily are able to regulate their emotions better, manage stress, and enhance their brain functions. What foods should ADHD patients avoid? People with ADHD must be mindful of their eating habits because certain foods tend to aggravate its symptoms. Candies It is advised for one to reduce or completely stop having foods with refined sugar and saturated fat. The refined carbs in packaged sugar candies trigger a quick spike, followed by a crash in blood glucose levels. While the spike causes hyperactivity, the crash in sugar level leaves people feeling spacey, confused, and inattentive. Cakes and frosting Cake mix and frostings are loaded with artificial sweeteners and refined sugar, which causes hyperactivity.

Sports utility vehicles, commonly known as SUVs, feature bigger engines, better passenger seating, enhanced cargo space, and many highway driving assist features built for long journeys. These vehicles are also comfortable to drive and boast various technological enhancements for a reasonable price tag. You can choose between compact, mid-size, and even full-size configurations. But the most important thing to consider is safety. Here are the top six safest SUVs for 2022. 2022 Subaru Forester After winning the fourth straight Insurance Institute for Highway Safety (IIHS) Top Safety Pick Plus award, the new forester SUV has become the definition of highway safety. It gets an upgraded front crash prevention system designed to mitigate vehicle-to-vehicle and vehicle-to-pedestrian collisions at high speeds. This is in addition to the preinstalled standard safety features, such as collision detection, surround sensors, and automatic cruise control. 2022 Volvo XC90 Volvo vehicles are built using premium materials for enhanced passenger and driver safety. The key safety highlights of the XC90 include an advanced intrusion detection system, anti-whiplash head restraints to prevent head injuries, automatic seatbelt pretensioners, and advanced stability control for high-speed and long-distance driving. In addition, passengers benefit from multiple knee, side, front, and overhead airbags. Given Volvo’s penchant for safety, it is no surprise that the Volvo XC40 also has a Top Safety Pick+ Rating by the IIHS and a 5-star rating by the NHTSA, like the XC90.

Who doesn’t love to see a lush green garden in the backyard? A beautiful garden does bring a sense of calm and peace, but at the same time, it needs a little thought and planning. If you’ve been planning to create a garden without breaking the bank, you can implement some design principles and elements to make your space stand out and visually appealing. In addition, when it comes to a garden, the size doesn’t matter; you have to pay attention to every detail, and even the smallest of spaces can be turned into something beautiful. Here are a few ways that can be achieved: Add more flowers Flowers aren’t just beautiful to look at, they smell divine too. In a garden full of small plants and trees, flowers add a splash of color, providing your garden with focal points and contrasts. Add texture Flowers aren’t the only things that can act as a focal point for your garden. You can also add plants of different colors, leaf sizes, and textures to create contrast and guide the eye throughout your garden. They can also add a theme to your garden to make it look unique and eye-catching. Control the growth of weeds Weeds are plants that grow wildly in the gardens, they do not only compete with your plants for food and nutrition but also act as a sour patch in your beautiful garden.

It is easy to forget how indispensable your Wi-Fi is until you start facing issues with it. Even tiny disruptions in the home or office internet speed can affect your daily work, entertainment, and other tasks involving web browsers, emails, streaming platforms, chats, smart home devices, and other tools. If you often face such issues or are looking for easy solutions, here are some common Wi-Fi problems and how to resolve them: Low bandwidth Bandwidth issues indicate that several people are using the internet through applications on their phones, laptops, or TVs, causing the Wi-Fi to be spread thin across these devices. To deal with this issue, you can disconnect devices that are not actively being used (for example, smart TVs). Additionally, you can connect certain devices directly to the router using a Cat 5 ethernet cable to free up some of the wireless bandwidth. No internet If none of the connected devices can access the internet, you should reset the wi-fi router. You can do this by unplugging your router from the power supply, waiting for two minutes, and plugging it back in. Additionally, you can check if all the cables connected to the router are properly attached. If the router still indicates “no network,” you must contact your internet service provider’s customer service to resolve the issue.