Debt settlement companies provide the service of lowering your existing debts by negotiating with your lender to provide financial relief. There are many such companies that can help you with repaying only a percentage of your loan to settle it permanently. Below is a list of the top 10 debt settlement companies you can compare and choose from. Century Support Services Century Support Services offers debt settlement services to people who have a debt of $10,000 or more. The process can take up to 48 months, but you will have to pay their fees only after your debt is settled. They also offer a free consultation. Pacific Debt, Inc. Pacific Debt Inc. offers debt settlement services for a fee of 15-25% of your settled debt. To avail of their services, you must have a debt of at least $10,000. The process takes up to 48 months, and you pay the fee after the service is completed. CreditAssociates If you have a debt of $10,000 or even more, then CreditAssociates can be one of the top 10 debt settlement companies to help you out of the situation. They can effectively lower your dues and charge you a certain percentage of the settled debt.

In a regular mortgage, you pay the lender over a period to eventually own the home. In a reverse mortgage, the lender pays you as an advance towards the equity of your home. The amount is tax-free and you do not have to repay it as long as you live in the home. Here are the basic reverse mortgage eligibility criteria: Age To qualify for this type of mortgage, you need to be 62 years or older. Under the new regulations that relax norms for a non-borrowing spouse, you may still qualify for the loan even if your spouse is less than 62 years old. Balance home equity Another major requirement to qualify for a reverse mortgage is that you should have a significant equity balance in the home. You must have at least 50% home equity while applying for the loan. Self-occupied The third reverse mortgage eligibility criterion is that the home should be self-occupied. Moreover, it should be your primary residence. Investment properties are not eligible for reverse mortgage loans. Counseling When you apply for a reverse mortgage loan, you need to undergo a counseling session from a Department of Housing and Urban Development (HUD) approved agency. During the session, you will be given all information related to such loans and will also help you understand if a reverse mortgage is appropriate to your requirements or not.

Addictions to harmful substances can cause mental as well as physical damage. Therefore, taking treatment is essential. If the habit has become chronic, it might not respond to treatment, and the patient might be required to be on regular care. The treatment for addictions is a step-by-step process and can take a while to show results. Initial steps The very first step towards getting treatment is acceptance. To get treated for addictions, a person must accept that they have become dependent on the substance, and it is interfering with their everyday life. This can include disruption in their work life, school, and social life. When the individual accepts that substance is hurting their life, they start with the course of treatment. The treatment options can depend on a lot of factors, and these include: Which addictive disorder is the person suffering? For how long have they been using it? What is the severity of substance use? How has it affected the person? There will be a combination of several treatments used on a person. These can include psychological counseling, various programs, medication, and joining some groups. Detox Once the treatment starts, detoxification is always the first step. Here, the focus is to flush out the substance from the body and to put a limit on withdrawal symptoms.

Attention-deficit/hyperactivity disorder, or ADHD is a condition that affects the brain and behavioural patterns. Fortunately, there are several treatment options available to manage the symptoms of this condition. The range of treatments available for the condition includes behavioural therapies and medications. Here’s having a look at the various treatment options available for ADHD. Medications Medications will always be an important part of the treatment for ADHD. There are central nervous systems or CNS stimulants that are very commonly prescribed in cases of ADHD. These medications are effective as they give a boost to the amount of chemicals found in the brain, such as norepinephrine and dopamine. As a result, the concentration and focusing abilities become better. The treatment plan can also include some non-stimulant medications. If stimulant medications have caused any side-effects, or haven’t shown any results, doctors can switch the treatment plan to non-stimulant medications. Some of the non-stimulant medications work by giving a boost to the amount of norepinephrine in the brain which helps in better focus and memory. Therapies Several therapies can be used to provide relief from the symptoms of ADHD. Your doctor can help you pick the best therapy that can help you fight the condition.

An allergy is a reaction of the immune system to particles called allergens. The immune system is the body’s defence system. Thus, any reactions to foreign particles like pollen, pet fur, or dust can be called allergies. A common response to an allergen is through inflammation in the body. Allergies can be mild or severe and they require special treatment. Treatment of allergies There are many ways to treat allergies. These usually depend on the nature of the allergy and what causes it. Your doctor will diagnose your allergies through a series of tests. This will include skin tests, blood tests, and a complete medical record assessment. After this, your doctor may prescribe your following lines of treatment: Medication This is the first line of defence against an allergy. Medicines help prevent the immune system from overreacting to allergens. Medicines can be in the form of tablets, sprays, pills, or drops. Some of the most common examples of medication are antihistamines for nose and eyes, nasal decongestants, Leukotriene modifiers, and corticosteroids for inflammation. These medicines, however, are known to cause possible side-effects. For example, steroids can lead to high blood pressure. So, only take these medicines under a prescription of a doctor.

Aging is unavoidable and so are its signs. Aging is a gradual process and our skin becomes one of the most prominent evidence of this process. The aging of the skin in its due course is normal. However, if the skin starts aging prematurely, it can be a matter of concern. Fortunately, there are some treatments and natural care remedies that you can follow to avoid this premature aging of the skin. Let’s have a look at them. Treatments When the skin starts to age prematurely, there are several treatments that can be used to reverse those signs. Some of the treatments involve the use of hydroxy acids and vitamin C which is enough to cure some cases. For cases with sun damage ranging between moderate to severe, treatment options such as dermabrasion, chemical peels, laser resurfacing, and ultrasound energy devices can be used. People who have more severe facial lines, treatment involving botulinum toxins can be used. In addition to this, injections with hyaluronic acid, Gore-Tex implants, and the person’s own body fat can also be used in the treatment for fine lines. Some people with premature aging of skin go for surgeries. Their options include brow lift, facelift, and surgery on the eyelids.

Blood is quite a crucial component for the healthy functioning of the body. If something affects the blood, it impacts the entire body; these are known as blood disorders . Here is the treatment based on the different types: Aplastic anemia The treatments for this disorder mainly consist of the following: Bone marrow transport Medicines which help in suppressing the person’s immunity Blood transfusion Removal of toxin which is the cause (specific and rare cases) LAD The treatment for this blood disorder is quite complicated. Here is what doctors adopt: Medical experts provide supportive care with the support of granulocyte transfusions and combing it with prophylactic antibiotics. The antibiotics above should be consumed regularly. Granulocyte transfusion is recommended if the impact of this disorder is low. The doctor may even need to undertake hematopoietic stem cell transplantation and fucose supplementation if required. Sickle cell anemia There are probable treatment measures for sickle cell anemia which may include the following: Pain medications are prescribed to manage sickle cell anemia Intravenous fluids are recommended with the consumption of nearly eight to ten glasses of water daily Additionally, blood transfusions are recommended for anemia and to keep strokes at bay Bone marrow transplant Since there are a lot of blood disorders, you need to get it diagnosed and start the treatment as it differs based on the different conditions.

Patients suffering from anemia have low red blood cells in their body. This creates a problem for the blood cells while supplying oxygen to the various bodily tissues. Because of this, patients who suffer from anemia constantly feel weak and tired. Anemia is a disease with many types, namely iron deficiency anemia, thalassemia, sickle cell anemia, vitamin deficiency anemia, and aplastic anemia. Let’s look at the treatments for each. Iron deficiency anemia In order to treat iron deficiency anemia, doctors ask their patients to take iron supplements. Each patient will need a different strength of dosage. To increase the chances of the patients’ body absorbing the iron tablets, doctors suggest taking the tablets when patients are on an empty stomach, and also to take the tablets with a vitamin C supplement. Also, doctors advise against having the iron tablet along with medications for relieving heartburn. Thalassemia Severe forms of thalassemia require treatments that include lifelong blood transfusions. Some patients may be advised bone marrow transplant to eliminate the need for transfusions. Chelation therapy is given to cope with the excess iron in the blood that may come with the thalassemia treatment. Mild thalassemia does not require medical treatment. Sickle cell anemia Sickle cell anemia has no cure.

There are almost a hundred kinds of joint pain or arthritis; each with a varying reason and treatment technique. Two of the most recognized types are rheumatoid joint inflammation and osteoarthritis. Even so, apart from the usual treatments, you can deal with the pain in the following ways: Undertake water-based exercises Aquatic activities are advantageous for all kinds of age groups. It is particularly useful for individuals who have joint pain, which is characterized by arthritis. The purpose of it is that water helps with resistance, which can help you with increasing the power of activity without feeling a lot of weight around then. Moreover, it additionally gives you the lightness or buoyancy in the water, which helps you support the body weight. This aids in diminishing weight on the joints making it very helpful for individuals who are experiencing joint pain. Keep your weight balanced As per a study done by Arthritis Foundation, each pound of the weight in the body can add up to three extra pounds of stress on the knees. Additionally, it adds up six pounds of extra pressure on the hip joints. This pressure can get extremely difficult to take, and hence it can result in the cartilage breaking.

There are several types of treatments available for people who have cancer. However, the kind of treatment received will depend on the type of cancer one is suffering from and how advanced it is. In some cases, only one kind of treatment will be required. But, in most cases, a combination of treatments is used to treat the condition. Here’s an overview of the various types of treatments that are used for cancer. Surgery When used as a treatment for cancer, surgery is done to remove the growth of cancer or tumor. It is the best treatment plan for people with solid tumors accumulated in one area of the body. With the help of surgery, only a part of the body that has cancer can be treated. It cannot be used for the types of cancer that have spread in the body or metastasized in other areas. Radiation therapy In this treatment, energy beams with high power are used to kill the cancer cells. These energy beams are usually X-rays or protons. In this type of therapy, either the rays come from a machine that is outside the body and is known as external beam radiation, or the device can be placed inside the patient’s body.